UPI, Paytm and record rules
This page sets the rules for how you use the account, how we store records and how we answer correction or deletion requests. Access depends on local law and is available only where local law permits, so a feature may be visible in one region and
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restricted in another. If a rule changes in your state, we may pause the affected function, keep the account history already recorded, and update the page to match the current position. Payment entries tied to UPI, Paytm, PhonePe or Google Pay can appear in different bank
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formats, but the legal treatment of those records stays the same: we keep what is needed for reconciliation, dispute handling and security, then remove or anonymise it when the retention window ends. Read this with the terms shown during signup so you know which requests we
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can accept, which changes need extra confirmation and which records must stay for accounting or compliance.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.