UPI, Paytm and Privacy Rules
We apply this policy only to the details needed to create, run, and protect your account. That includes contact details, device and browser logs, cookie choices, support messages, and payment references needed to reconcile UPI, Paytm, PhonePe, and Google Pay activity. We use those records to
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confirm identity, answer requests, prevent duplicate access, and settle disputes with the correct history in place. When local law requires a longer hold, we keep the record for that period; when it does not, we remove, mask, or archive it after the retention window ends. Access
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to the service depends on local law and is available where local law permits, so the policy may apply differently depending on your location.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.